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Taking it slowly, but doing it well.

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  • had a lovely day today at the airfield viewing park play park. Pickle and his friend ran around, watched the planes, played on the play park and generally acted like free -range children. This is definitely another day trip into the mse diary, it could easily have been an nsd. It wasn't though as I bought a sausage butty for my lunch as the friend we went with wanted to eat out. As the weather was nice we were able to get a takeaway though, so I just got the butty and drank my own fruit tea from the flask. I took a pack up for Pickle as she did for her little one.

    Tomorrow is mum's coffee shop meet up, then food shopping a bit of baking then hosting a meeting here tomorrow night. So a spend day, but the grocery budget is still looking quite healthy £156/£250 left. I've got £5 cash in my purse which will pay my coffee shop bill.

    I've managed to cash out a little payment from qme3, so that's today's mop pot pad. I'm edging closer to payouts on both pa and Vo. If I can get pa to £20 by Saturday morning, I'll use that money to pay for a day out with mum and dad on Saturday, they've chosen a place where they have membership, but we don't. I think dad is the member and can get 1 person in with him, might be cheaper for me to be the guest and pay for mum (as she gets the concessionary rate at most places now) there's £34.00 in the spending money pot & £25 in restaurants, which is plenty for Saturday, but will make the second half of the month very tight.

    Updates..

    Thursday
    House chores (tidy round, washing etc)..✅
    Sort 1 box in the loft ✅
    Personal info and easy stuff on job application✅

    Friday
    Shopping
    Baking

    MSE SEPTEMBER GOALS

    1) reduce mortgage capital by £445.00
    £56.98/£150 small survey cashout.
    2) cash out £30 on surveys/mystery shopping/cashback etc
    £6.02/£30 (Shopm1um: £4.85, Qme3: £1.17)
    3) 30 lots of decluttering/organising
    10/30 a box in the loft
    4) 10 nsd in September
    7/10 £2.50 spent today

    The weight loss challenge 24 days left in September which is why everything is out of 24 (when I started)
    1) no snacking unless it grew 7/24
    I'm not counting bake off eat along as snacking.
    2) Maximum of 2 slices of bread (or equivalent) 6/24
    3) No hovering Pickle's left overs. 8/24
    4) keep a food diary (with report)
    Breakfast: toast
    Lunch: sausage butty
    Dinner: hm slow cooker batch cooked lamb casserole freezer meal
    Other: Tangerine, weak cordial, Diet Coke, fruit tea


    Wish
    Outstanding mortgage: £23,181 (December 19)
    MFW 2020 Challenge Member #10 0/£2318
  • Sounds like a good day, hopefully Pickle was all nicely tuckered out after?
  • michelle09 wrote: »
    Sounds like a good day, hopefully Pickle was all nicely tuckered out after?

    Thanks Michelle, he was pooped. Took him a while to settle, but he slept all night.

    We'll see about tonight, I'm not hopeful.
    Outstanding mortgage: £23,181 (December 19)
    MFW 2020 Challenge Member #10 0/£2318
  • Evening all,

    I'm feeling pretty pants tonight, Mum and dad have cancelled tomorrow as d&v has struck at their house. I know I was wondering/complaining about the cost, but it wasn't unaffordable and now it's cancelled.
    Lots and lots of my friends are at an engagement party for another friend and I'm not there as hubby is away and I'm looking after Pickle (thankfully he's asleep)
    So I'm sat watching pants tv feeling sorry for myself, and eating crappy food - 2 slices of bread challenge well and truly blown out of the water today.
    There's better financial news.
    Food shopping this morning £29ish (my supermarket said £32 if I bought it all at Mr T's. ) so the Ald1 & mr T combo seems to be working well.
    I did go to the cafe this morning, £6 for both of us for breakfast and a drink.
    But nothing else spent.

    I've cashed out today's earnings on qme3 and Hit the £15.50 for an Amaz0n voucher from Vo. Which I've done (account now stands at 50p) once everything in the pa pending section pays out I can cash out without a fee through circle.

    Going to finish this then head to bed and hope I wake up in a better mood tomorrow.


    Friday
    Shopping✅
    Baking✅ Plain chocolate cola cake. Bit unusual, but very nice.

    Saturday
    Washing
    At least 3 sections of personal statement on job application

    MSE SEPTEMBER GOALS

    1) reduce mortgage capital by £445.00
    £58.50/£150 small survey Cashout and TT from grocery shopping
    2) cash out £30 on surveys/mystery shopping/cashback etc
    £22.16/£30 (Shopm1um: £4.85, Qme3: £2.31 vo; £15 voucher)
    3) 30 lots of decluttering/organising
    10/30 nothing today
    4) 10 nsd in September
    7/10

    The weight loss challenge 24 days left in September which is why everything is out of 24 (when I started)
    1) no snacking unless it grew 7/24
    I've lost count. Not horrendous, but worse than the rest of the week
    2) Maximum of 2 slices of bread (or equivalent) 6/24 more like 6 today!!!
    3) No hovering Pickle's left overs. 8/24 nope, he had a new meal (fish pie on the shopm1um deal so had to try it)
    4) keep a food diary (with report)
    Breakfast: scrambled egg on toast
    Lunch: tuna mayo sandwich.
    Dinner: Cheese toastie (told you I'm having a pants day.
    Other: Tangerine, weak cordial, Diet Coke, fruit tea, g&t


    Wish
    Outstanding mortgage: £23,181 (December 19)
    MFW 2020 Challenge Member #10 0/£2318
  • today has turned out to be good, despite Mum and dad. Ring poorly and Pickle having a 3 hour party in the early hours.

    Went to a maize maze with friends this morning. Took a picnic for lunch £2 fee for the maze. I did pay for my friend and her child to go round the maze as she had no cash, I will either get that back in cash or Kind at a later point.

    This afternoon popped into mr S for a new pair of jeans (£15, but paid with nectar points) and got the shopm1um offers I wanted so £9.30 cash spend - on 4 cartons of juice and one yoghurt (ridiculous amount if you ask me)
    But- I should get well over half of it back and 3 lots of juice are from the 'ambient' juice aisle with a use by of may 2018, so they are going away for Christmas.
    I'm getting quite a stash of Christmas juices thanks to that particular app.

    I took cash out of the bank this morning and got a new shiny £10 note. So I got more cash out so we can stash our first new £10 for Pickle ( he's got our first £5 too) it's not got a 'it will be worth a lot of money' serial number, but that's not the point.

    Now we've tipped over half way through the month I'm feeling happier about the household budgets. Especially as I'm set up to have Sunday and Monday at least as nsds.
    The most healthy budget is household goods but I will need to get cat food (trip to c0stc0) and I'll probably get at least 1 more box of nappies this month.

    Surveys have been dead today. Not a single one to even be screened out of and I've got over £7 pending in pa which, when clears takes me over the fee free cash out value. I can't imagine that will happen before Monday now.

    Tonight is vegitate (maybe a bit of knitting) and early night to recover from last night's Pickle Party and prepare for tonight's.

    Updates below as always

    Saturday
    Washing - last few bits to finish
    At least 3 sections of personal statement on job application - no way! Too tired from non-sleeping toddler antics.

    Sunday
    Cleaner proof the house
    Mass soup/casserole making using veg in the fridge
    Be organised for Monday - crazy early dental appointment for Pickle.

    MSE SEPTEMBER GOALS

    1) reduce mortgage capital by £445.00
    £59.20/£150 TT from grocery shopping
    2) cash out £30 on surveys/mystery shopping/cashback etc
    £22.16/£30 (Shopm1um: £4.85, Qme3: £2.31 vo; £15 voucher) no change
    3) 30 lots of decluttering/organising
    10/30 nothing today
    4) 10 nsd in September
    7/10

    The weight loss challenge 24 days left in September which is why everything is out of 24 (when I started)
    1) no snacking unless it grew 7/24
    No change - should have put left over chic cake in freezer
    2) Maximum of 2 slices of bread (or equivalent) 7/24 just 1 pitta bread today.
    3) No hovering Pickle's left overs. 9/24
    Breakfast: none
    Lunch: Ham salad pitta, crisps
    Dinner: Freezer roulette
    Other: Diet Coke, , g&t (def having one of this shortly) chocolate cola cake, cranberry juice (can't think of anything else. )

    Wish
    Outstanding mortgage: £23,181 (December 19)
    MFW 2020 Challenge Member #10 0/£2318
  • pinkypig
    pinkypig Posts: 1,814 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Hiya Wish, sorry you had a rubbish night, its awful feeling like that when you're stuck in on your own. Glad you had a good day to make up for it :)
    When you get the posh discounted juice using Shopium can you get more than one and still claim the money back?

    PP x
    Original mortgage £112,000 . Final payment due August 2027.
    Mortgage neutral achieved August 2020 - 7 years early!!!
  • pinkypig wrote: »
    Hiya Wish, sorry you had a rubbish night, its awful feeling like that when you're stuck in on your own. Glad you had a good day to make up for it :)
    When you get the posh discounted juice using Shopium can you get more than one and still claim the money back?

    PP x


    Hi PP,
    It depends on the offer. Ambient juice was cashback available on 1 of each flavour. Chilled juice was cashback available on 1, pick your favourite flavour.
    Outstanding mortgage: £23,181 (December 19)
    MFW 2020 Challenge Member #10 0/£2318
  • I'll be back with a proper update later but... all you shopm1um people. Don't bother with the 'protein yoghurt' thing in mango & passionfruit. It is disgusting. Bleurgh!
    Outstanding mortgage: £23,181 (December 19)
    MFW 2020 Challenge Member #10 0/£2318
  • Another day of feeling pretty rubbish about our domestic/social situation. Days are fine, it's shutting the door at 5pm for Pickle's tea and knowing I'm not going to speak to another person until we leave the house then next day and knowing I've potentially got a 3 hour Pickle party to attend in the wee small hours.
    Part of me thinks I need to cash in a babysitting credit and get out for the evening, but then I'll be going out and attending a potential pickle party. It's not feeling like a good idea at the moment.
    I will get over my mope, but I haven't yet.

    Mse/mfw news
    No spend day
    Surveys pretty slow £1 on pa and nothing moved from pending to payable. Hopefully it will pick up tomorrow.
    Food wise - yeah, crappy feelings equals crappy eating.

    Hope every one has a good evening and a lovely week.

    Sunday
    Cleaner proof the house✅
    Mass soup/casserole making using veg in the fridge❌
    Be organised for Monday - crazy early dental appointment for Pickle. ❌

    MSE SEPTEMBER GOALS

    1) reduce mortgage capital by £445.00
    £59.20/£150 no change
    2) cash out £30 on surveys/mystery shopping/cashback etc
    £22.16/£30 (Shopm1um: £4.85, Qme3: £2.31 vo; £15 voucher) no change
    3) 30 lots of decluttering/organising
    10/30 nothing today
    4) 10 nsd in September
    8/10

    The weight loss challenge 24 days left in September which is why everything is out of 24 (when I started)
    1) no snacking unless it grew 7/24
    If only someone invented a biscuit tree
    2) Maximum of 2 slices of bread (or equivalent) 7/24 nope failed
    3) No hovering Pickle's left overs. 10/24
    Breakfast: none
    Lunch: Ham salad pitta, crisps
    Dinner: stir fry and noodle
    Other: Diet Coke, , chocolate digestives.

    Wish
    Outstanding mortgage: £23,181 (December 19)
    MFW 2020 Challenge Member #10 0/£2318
  • Thanks for the warning about the protein yoghurt, sending good wishes for you and slightly stealing the phrase cleaner proof the house because i love it :)
    #19 Make £2025 in 2025 £8.32/£2025"Remember not to do too many things at once" said me to herself.Mortgage Free Wannabe #25 2025 OP £500/£6000
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