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Mortgage is in my wife's name but
pioneer22
Posts: 523 Forumite
I have been making payments and contributions to the mortgage since 2012. I have adverse credit.
Am I able to use these payments to be able to be added to the mortgage at all?
Am I able to use these payments to be able to be added to the mortgage at all?
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Comments
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Past payments will have no bearing.0
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Making payment will not enable you to go on the mortgage.
If you have bad credit, you need to find a lender where you will fit criteria and are likely to pass a credit check with them. Or speak to a broker and get them to do the donkey work. Also bare in mind you will need to pay for a Transfer of equity (even if the remortgage includes free legals).I am a Mortgage AdviserYou should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0
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