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Joint mortgage, splitting up, unmarried

emmab986
Posts: 2 Newbie
This kind of straddles mortgages and house forums but I'll try my luck here first.
I am splitting up. We have a joint mortgage.
We both contributed towards the deposit.
We are not married.
I pay household bills, food, gas etc. They pay the mortgage.
So things are roughly even, but what situation does this leave me in? Ideally I'd prefer it was sold for a clean break for both of us but they think that because it comes from their bank account that me paying the other bills counts for nothing and I get my deposit back and that's it.
I will be seeking professional advice soon but any ideas where I stand?
I am splitting up. We have a joint mortgage.
We both contributed towards the deposit.
We are not married.
I pay household bills, food, gas etc. They pay the mortgage.
So things are roughly even, but what situation does this leave me in? Ideally I'd prefer it was sold for a clean break for both of us but they think that because it comes from their bank account that me paying the other bills counts for nothing and I get my deposit back and that's it.
I will be seeking professional advice soon but any ideas where I stand?
0
Comments
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Reading this may give you an idea as a starting point.
https://www.citizensadvice.org.uk/family/ending-a-relationship/if-you-were-living-together/what-happens-to-your-home-when-you-separate/0 -
Yeah I've read that page already but doesn't give much guidance for this scenario or sticking point.0
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Ultimately both parties will need to compromise to come to a settlement. Hold your ground. Goinging forward contribute 50% of the mortgage and split the bills.
If you meet intransigence. Then may be worth the expense of a solicitors letter. Setting out your proposal formally. If the other party wishes to dispute the matter then you'll have no option but to force a sale at their expense.0
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