List of debts request

anna_1977

Hi,
I've sent F&F's off to my creditors. I have had a response from one asking for an up to date I&E, list of my debts and the amount of money I have been gifted in order to pay debts.

The I&E is fine, I have printed off the page from my latest Stepchange review and am happy to send that, I am also happy to sent a list of creditors and amounts, again taken from my stepchange pack.

My question is do I need to tell them the amount I am being gifted? A family member is giving me a certain amount for the use of paying debts only - if I don't clear the debts with it I don't get the money.

Thanks in advance

sourcrates

Anna,

If in doubt, remember, you are under no obligation whatsoever to back up your offers with any further requested information.

Just tell them you exactly what you've put in your post above.

poppasmurf_bewdley

Personally, I would reply that they have all the information you are prepared to give them. I would also add that if the offer is not accepted, then it will be withdrawn and the amount you were offering will be split between your other debtors.

They have no need or legal requirement for any other information than you have already given them.

anna_1977

Thank you both of you! I'll give them the 2 pieces of info mentioned about and explanation about where the money is coming from but not the amount - I will then add in the sentence about withdrawing