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Leeds sole occupancy

Ldgk
Posts: 1 Newbie
Hi first time posting here so apologises if wrong place.
I completed on my house purchase late April. At the time I was the only person residing in the property and leeds asked me to sign to say that I was ok with them using credit references to check this upto 6 months later. I was happy to sign as my girlfriend and I weren't ready to live together and she privately rented.
Her landlord has now advised her he's selling the at she rents and she has 6wks to move out. All completely above board as terms of her contract, but she's asked if she can live here. I work away and wouldn't really mind but don't want to do anything untoward. People have suggested we just do it, but as soon as she changes her address with her bank and car finance company it's going to put her at my address.
We could hold off for a further 4 months but can't find anyone willing to lease to her short term.
Could I really lose my home if I do this? Surely people's status changes all the time?
I completed on my house purchase late April. At the time I was the only person residing in the property and leeds asked me to sign to say that I was ok with them using credit references to check this upto 6 months later. I was happy to sign as my girlfriend and I weren't ready to live together and she privately rented.
Her landlord has now advised her he's selling the at she rents and she has 6wks to move out. All completely above board as terms of her contract, but she's asked if she can live here. I work away and wouldn't really mind but don't want to do anything untoward. People have suggested we just do it, but as soon as she changes her address with her bank and car finance company it's going to put her at my address.
We could hold off for a further 4 months but can't find anyone willing to lease to her short term.
Could I really lose my home if I do this? Surely people's status changes all the time?
0
Comments
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Call Leeds and speak to them.
I doubt there will be a problem personally.I am a Mortgage AdviserYou should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
You bought the house, its up to you who lives there, as long as they are not paying rent.0
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Read your mortgage offer terms and conditions for the finer detail.
One suspects they are checking that you haven't let the property out.0 -
Couldn't your girlfriend move in and then just setup a redirection of her mail?
These can run for up to 2 years I believe. This way she doesn't need to change her address at her bank etc.0
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