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Lowell CCJ Enforcement?

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  • fatbelly
    fatbelly Posts: 23,030 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Cashback Cashier
    I believe this may have been an order for return of goods, but a suspended order.

    That was the court giving permission for a bailiff to remove goods, if not done voluntarily, relating to something under a HP agreement where more than a third of the total had already been paid back. But that order suspended on payments of X per month.

    It would not have been a money judgement as the sum owed, if any, could not have been determined at that point. They would normally have obtained a money judgement later if you did not pay the shortfall.

    It doesn't sound like they ever did that and the important question is 'when was the cause of action?' They may consider Sept 2012 and there may be some precedent for that.

    The whole 'they will pass this case to their solicitors to consider whether they will enforce the CCJ' thing may be an empty threat. By all means ask Legalbeagles and if you can find a copy of the original court order (or the court reference and get the court to dig out a copy) that would be worth doing.

    I wouldn't engage with Lowell at this point.
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