Looking for advice on dealing with Bailiffs/Debt collection companies. (UK)

Dreamatorium

I was looking for help for my brother who has mental health issues and gotten himself into a difficult situation. Thanks for your help, the info was very useful.

pogofish

As on your other thread, who issued the ticket and what debt collectors are you dealing with?

We need to know if this is a legit/enforceable council ticket and if a court judgement is involved or a private pain in the behind? What you need to do next differs and all depends on this info.

fatbelly

One Source is the shared back office support service for Havering, Newham and Bexley Councils.

So I suspect these were council PCNs, been through TEC and now with Enforcement Agents. The fees look correct if One Source were given both accounts together.

There can be no other fees unless goods are removed.

This is not a debt for which a bailiff could force entry.

Herbie21

I notice that you have two threads with the same question. The following is what I wrote on your other thread a few moments ago:

The early discounted rate for these tickets would have been around £40 and it is such a shame that you could not afford to pay at the earlier rate or to appeal the ticket. That said, we are where we are.

Having looked at the enfacement fees, they do appear to be correct. One Source; (who are the relevant local authorities 'in house' bailiff organisation) have correctly charged a compliance fee of £75 for each PCN and although they are enforcing more than one debt at the same time, they are doing the correct thing by only charging one enforcement fee of £235.

Initially when reading your enquiry I considered that you could submit an Out of Time witness statement to the Traffic Enforcement Centre on the basis of the fact that you had left the country for a couple of months, but on closer reading, I notice that you had received notification of the PCN's beforehand.

I cannot see that you could now argue that you are 'vulnerable' either as thankfully, you are now looking to return back to back.

With enforcement of road traffic debts, a payment arrangement at such a late stage (when a personal visit has been made) is very difficult indeed and depends a great deal on the value of your vehicle:

If the vehicle is subject to hire purchase or is of a very low value, the enforcement agent would be more inclined to reluctantly accept a payment proposal. If the vehicle is of high value, then the vehicle could well be taken into control.

fatbelly

I think what Herbie is saying is that the instalment proposal they have given you is about as good as you will get.

Your car (for which you give details on another thread) is at risk and is worth enough to cover present fees, the sale stage fees and auction costs. There would not be a lot left over.

One Source's website gives links to pay this by card. If you have a card you can use, even if that is interest bearing, paying on the instalment options you have been given looks like the best way forward.