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Been to see my bank...
**Amy**
Posts: 2,680 Forumite
and it was such a waste of time, but at least i know not to bother.
They basically tried to offer me loan, after loan, after loan... even incorporating the money i owe my mum which is interest free, so that it incurs interest in the long run.
He had semi-pressured me into signing one of the loans, but it just felt so wrong going into more debt to get myself out...
So i opted out...
Cant believe thats what they were trying to get me to do...
:mad:
They basically tried to offer me loan, after loan, after loan... even incorporating the money i owe my mum which is interest free, so that it incurs interest in the long run.
He had semi-pressured me into signing one of the loans, but it just felt so wrong going into more debt to get myself out...
So i opted out...
Cant believe thats what they were trying to get me to do...
:mad:
Debt: just my mortgage 
0
Comments
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Bet he was after the commision!! Well done for standing your ground!Total 'Failed Business' Debt £29,043
Que sera, sera.
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Well Done!
In the past this has always been my experience, although Lloyds have been different the last few times I've been in.Current debt - £16,300
Debt at worst 17/03/2011 - £18,067.62:eek::eek::ANot going anywhere else, ever again :A0 -
Yeah well done Amy, don't let them bully you into doing the wrong thing!Trying to sort my life out, and I'm going to get there!0
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Sorry you had such a poor experience, definately sounds like he was after the sales points/commission.
I think you have to remember that banks are there to make a profit - they are not your friends! They will not be interested in helping you, their priority will be making money off you/getting their money back from you.
I think you would be better contacting CCCS, payplan or the CAB.0 -
Congratulations Amy on not going down the evil consolidation route!! :T
I'm sure you'll be able to tackle your debt and save loads of interest in the process!Debts in April 07 = £12,547.61 Debts in Aug 08 = £0I'm debt free! Woohoo!DFW Member # 476 Proud To Be Dealing With My Debts!0 -
well done Amy for not getting suckered in to signing up for more debt! Bet he's miffed today and hopefully they'll think twice before they waste your time again!
Cat.xDFW Nerd Club #545 Dealing With Our Debt
never attribute anything to malice which can be adequately explained by stupidity, [paranoia or ignorance] - ZTD&[cat]
the thing about unwritten laws is that everyone has to agree to them before they can work - *louise*
March GC £113.53 / £3250 -
Thanks guys...
I knew it was a long shot, but couldnt believe they tried to add my mums debt, claiming it would be better!!
Well 8 odd months isnt looking too bad now!!
:jDebt: just my mortgage0
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