We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Remortaging

Can Anyone Tell Me If I Can Remortgage My House, I Was In A Trust Deed For 4 Years And I Have Been Released From This As Of June 2007. I Still Owe £43,000 To My Mortgage,

Comments

  • Mr_helpful
    Mr_helpful Posts: 3,233 Forumite
    I think you should be able to
    I like to give people as many choices as possible to do what I want them to. (Milton H Erickson I think)
  • I Live In Scotland Has Anyone Done This
  • You should be able to remortgage, but -as always - everything depends on your personal circumstances, including things like - is your property a scottish cottge flat, or is it a house, your current deal details, any redemption penalties, what credit you have obtained since your Td was extinguished, etc etc.
    laso important are your reasons -are you wanting out of a expensive deal, or is it to raise capital? there are loan and secured loan ptions too, some more expensive than others... Find a fee-free whole of market brokerand make them do all the work!
    I am a Mortgage adviser
    You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 353.5K Banking & Borrowing
  • 254.1K Reduce Debt & Boost Income
  • 455K Spending & Discounts
  • 246.5K Work, Benefits & Business
  • 602.8K Mortgages, Homes & Bills
  • 178K Life & Family
  • 260.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.