We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Interest on overpayment of attachment of earnings

Mvbb
Mvbb Posts: 3 Newbie
Fifth Anniversary First Post Combo Breaker
Hi all,

Long time lurker here. I've not found any info on my query and I'm an avid Googler.

Back in the days of being a dumb/desperate teen, I took out various pay day loans. I'm now 27 and have paid them all off (wonga even wrote my debt off completely).

Now, my Wageday advance loan went legal and I had an attachment of earnings put against me. This was paid off eventually and I was debt free once more.

About 2 weeks ago I had a letter from Moorcroft debt collectors to say I owed them over £1000 for this 'active' debt. I've since left my former employer but have good relations so I easily had all of the details quickly, of which I have immediately sent to moor croft to confirm the debt was paid.

My former employer highlighted that they made a mistake and overpaid the debt, so now WDA owe me money.

My question is, I'm aware of tax loopholes for overpaid debt etc but none for loans. If the debt has been overpaid, am I due interest and, if so, what %?

Thanks MSE

Mike

Comments

This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.5K Banking & Borrowing
  • 254.4K Reduce Debt & Boost Income
  • 455.5K Spending & Discounts
  • 247.4K Work, Benefits & Business
  • 604.3K Mortgages, Homes & Bills
  • 178.5K Life & Family
  • 261.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.