First Utility / LCS / Moriarty Law
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buffness
Posts: 233 Forumite
Good Evening,
Please can somebody provide me with advise on how to tackle a situation I am currently going through.
On 17 January 2017, I received a letter from Moriarty Law ('ML') highlighting that they have been instructed by First Utility Limited (‘FUL’) in relation to the recovery of a debt that totals to £305.00.
In August 2016, I received correspondence from LCS highlighting that I may have been residing at an address between two specific dates. I spoke to a lady from LCS who confirmed that the debt had no association with myself. I provided proof to them and she was satisfied that the matter is closed.
I emailed ML, mentioning the above and also asking questions as to why I have received their letter indicating that they will be issuing proceedings without further reference to me. I also made it clear to them that I am wholly and fully disputing the debt.
On 25 January 2017, ML stated to me that they will contact their client for investigation and the account is on hold.
On 18 February 2017, I chased ML. They replied on 20 February 2017 saying that they are still investigating the matter.
Since that date, it has gone quiet. I haven't sent them another chaser and they also haven't responded.
I do not want this debt to escalate but it is clear that the matter remains unresolved - do I remain quiet and await to hear from them, or do I send another chaser given that the last time I heard from them was approximately 4-5 months ago.
Many thanks
Please can somebody provide me with advise on how to tackle a situation I am currently going through.
On 17 January 2017, I received a letter from Moriarty Law ('ML') highlighting that they have been instructed by First Utility Limited (‘FUL’) in relation to the recovery of a debt that totals to £305.00.
In August 2016, I received correspondence from LCS highlighting that I may have been residing at an address between two specific dates. I spoke to a lady from LCS who confirmed that the debt had no association with myself. I provided proof to them and she was satisfied that the matter is closed.
I emailed ML, mentioning the above and also asking questions as to why I have received their letter indicating that they will be issuing proceedings without further reference to me. I also made it clear to them that I am wholly and fully disputing the debt.
On 25 January 2017, ML stated to me that they will contact their client for investigation and the account is on hold.
On 18 February 2017, I chased ML. They replied on 20 February 2017 saying that they are still investigating the matter.
Since that date, it has gone quiet. I haven't sent them another chaser and they also haven't responded.
I do not want this debt to escalate but it is clear that the matter remains unresolved - do I remain quiet and await to hear from them, or do I send another chaser given that the last time I heard from them was approximately 4-5 months ago.
Many thanks
0
Comments
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It's gone quiet because they realise they cannot pursue you for the debt most likely.
Don't be wasting your life waiting for these lowlifes to contact you, keep your evidence, if they issue a claim, defend on that basis.
Carry on with your life, good luck !!I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0
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