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New member – Debts / Anxiety / Depression – Advise Needed

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Comments

  • HITS
    HITS Posts: 27 Forumite
    Thanks Fatbelly for the reply, it's appreciated.

    Nothing has happened with Amex or Capital One debts but I would like them to be cleared. I also have a possible ppi claim on one of them.

    With Cabot and Robinsonway, should I then wait their confirmation letter that they don't have CCA and then I can offer them bare minimum i.e., £50/debt to close the file? So may be for now, I should just send a reminder letter?

    Many thanks
  • fatbelly
    fatbelly Posts: 23,271 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Cashback Cashier
    No, don't send a reminder.

    It's unlikely £50 would be accepted on a large debt. Remember they can sell the debt to a debt buyer and we believe the going rate is 6-16% of the balance figure
  • HITS
    HITS Posts: 27 Forumite
    Many thanks Fatbelly, I'll update you when I hear back from them.
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