Past due credit solutions

Hi,
In February 2016 I was issued with a fine from HMCT for driving without road tax. When I moved home I accidentally forgot to renew my road tax online. However when I discovered the fine from HMCT I promptly settled the fine with them.

Last month I was sent a letter through the post from a company called Past Due Credit Solutions with a penalty notice of £80. I emailed them to say I've already settled the fine and paid HMCT and attached evidence of the payment. I have told them not to contact me. However they persistently keep bombarding me with phone calls and letters in the post which is borderline harassment.

Does anyone know anything this company or had experience dealing with them in the past? It would be good to know how to get them to stop pestering me. I appreciate any feedback or help on the matter.

Thank you
Mike

Comments

  • DCFC79
    DCFC79 Posts: 40,619 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Hanza2012 wrote: »
    Hi,
    In February 2016 I was issued with a fine from HMCT for driving without road tax. When I moved home I accidentally forgot to renew my road tax online. However when I discovered the fine from HMCT I promptly settled the fine with them.

    Last month I was sent a letter through the post from a company called Past Due Credit Solutions with a penalty notice of £80. I emailed them to say I've already settled the fine and paid HMCT and attached evidence of the payment. I have told them not to contact me. However they persistently keep bombarding me with phone calls and letters in the post which is borderline harassment.

    Does anyone know anything this company or had experience dealing with them in the past? It would be good to know how to get them to stop pestering me. I appreciate any feedback or help on the matter.

    Thank you
    Mike

    Was the £80 for the car tax issue or a separate issue altogether ?
  • sourcrates
    sourcrates Posts: 31,039 Ambassador
    Part of the Furniture 10,000 Posts I've been Money Tipped! Name Dropper
    Hi Mike,

    It may be a separate issue they want to speak to you about.

    Send them the "provit" letter, and adapt it so that you ask them to remove your phone number from there system, and only contact you in writing from now on.
    I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter
  • Hanza2012
    Hanza2012 Posts: 42 Forumite
    Hi, yes it is for the car tax issue.
  • Hanza2012
    Hanza2012 Posts: 42 Forumite
    Thank you. Yeah it is the same issue regarding the road tax.
  • Wimbrel
    Wimbrel Posts: 70 Forumite
    Fourth Anniversary 10 Posts PPI Party Pooper
    This company are a pain! They keep sending letters about an HMRC debt. I have three times sent proof that there is no debt, All monies due were paid direct to HMRC . I've even sent a letter from HMRC confirming that there is no outstanding debt,They seem to be incapable of updating their records.
  • National_Debtline
    National_Debtline Posts: 7,998 Organisation Representative
    Tenth Anniversary 1,000 Posts Combo Breaker
    Hi Mike

    I would advise you to contact the DVLA to be 100% sure Past Due are trying to collect the same fine that has already been through the magistrates’ court. If the DVLA confirm it is, ask them to instruct Past Due to stop pursuing you as the debt has been paid.

    If it is a different fine you will need to pay it before action is taken through the magistrates’ court again.

    Susie
    @natdebtline

    We work as money advisers for National Debtline and have specific permission from MSE to post to try to help those in debt. Read more information on National Debtline in MSE's Debt Problems: What to do and where to get help guide. If you find you're struggling with debt and need further help try our online advice tool My Money Steps
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