Credit Report - Od resident applied for bank acc under this address

britbabe1979

Hi guys and girls

I was just checking my credit report and theres this :

Entry Number:F1
Name used:MR G*** **** BROWN
Date of birth used:05 August 19**
Address used:******** ****** ******** ******
Date recorded:23/08/2007
Members name:NATWEST BANK
Member's Address:BRANCH NETWORK, 7TH FLOOR, 1 PRINCES STREET, LONDON, EC2R 8PB
Case reference:209856855
Product type:Personal Current Account – with or without Overdraft/Debit CardType of case application Fraud (Facility Refused) Use of a name reasonably believed to be genuine, but with one or more material falsehoods in personal details or other relevant information – the facility was refused.
Reason for entry:Refer to CIFAS member

Someone has applied for a bank account under my address. I think this is an old tenant here but from many years ago. Does anyone know if and how this affects me? I need to apply for a joint bank account with my partner and I am hopping this wont cause a problem.

Thanks

Sheryl x

OliveOyl_2

bumpity bimp
Anyone know?

fistfullofdollars

With a CIFAS indicator on your report you'll automatically be declined by the banks computer. Explain what has happened, maybe take your CRA report to the bank when you apply for your joint account and appeal their decision. A person will then look at your application and if everything else is ok it will be manually accepted.

This used to be the case at abbey as I used to be a manger there (for my sins!)