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Leaving Final Salary Scheme - Can you challenge CETV?
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I apologise: I hadn't noticed that your wife had health problems too. Perhaps you'd not attempt to top up her state pension until shortly before it is due, if at all.
So I revert to the minor idea of personal pension contributions for your wife, and the major idea of getting quotations for ill-health annuities.Free the dunston one next time too.0
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