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Two loan agreements

Mabr
Mabr Posts: 13 Forumite
I applied online for a loan to purchase a car and received an immediate 'Approval in Principle'. This was followed by an email saying that a loan agreement was being sent out in the post. I then received an identical email followed by one which said although I was approved they couldn't offer me the advertised APR. Today I received two letters, both containing loan agreements - one for 2.8% and the second for 6.1%! What do you advise I do? Logic would say complete the one at 2.8% but I'm worried this would cause the loan to be rejected and I would like the funds relatively quickly to purchase a car. Grateful for your thoughts.

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