Frozen Pension

I was told in 1998 after leaving my job after 12 years in the civil service my pension would be frozen, but I have never heard anything since is there a way of being able to check this as I have no documentation.

Comments

  • dunstonh
    dunstonh Posts: 119,151 Forumite
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    It is unlikely to be frozen. It is more likely to be deferred.
    have never heard anything since is there a way of being able to check this as I have no documentation.

    When you are no longer an active member, you don't get an annual benefit statement any more. The last one you were issued with remains valid. You can contact them and ask for an up-to-date statement of benefits.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
  • Neasy
    Neasy Posts: 92 Forumite
    Part of the Furniture 10 Posts
    Try here http://www.civilservicepensionscheme.org.uk/members/deferred/information-for-deferred-members/
    There's the following link to a form:
    I think I was a member of the Civil Service Pension Scheme in the past - how do I check?
    You can request that we check any pension you may have using the information or change request form.
  • Kynthia
    Kynthia Posts: 5,691 Forumite
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    fermec wrote: »
    I was told in 1998 after leaving my job after 12 years in the civil service my pension would be frozen, but I have never heard anything since is there a way of being able to check this as I have no documentation.

    It might be worth checking your paperwork as you should have received a statement showing what your deferred benefits were a few weeks/months after leaving the scheme.

    MyCSP don't send deferred members annual statements but it's not a bad idea to check what information they have about you. They were only formed in 2013 and are reliant on what your previous pension administrator transferred over.
    Don't listen to me, I'm no expert!
  • p00hsticks
    p00hsticks Posts: 14,240 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Kynthia wrote: »
    MyCSP don't send deferred members annual statements but it's not a bad idea to check what information they have about you. They were only formed in 2013 and are reliant on what your previous pension administrator transferred over.

    Also don't forget to keep them informed of any changes in address or expressions of wish as to who should get your pension benefits if you were to die before claiming .....
  • atush
    atush Posts: 18,731 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    too many sign up and declare wife/husband no1 and forget to replace with spouse 2 lol
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