Remortgage now or in 3 months time?

[Deleted User]

My current mortgage deal expires at the end of December and I need to remortgage. I approached a mortgage broker already (London and Country, as recommended by Martin) and he said that if I want one of his deals I'll have to accept it quick because it won't last for anything more than 3-4 days If you were in my shoes would you shop around now or wait to see what the rates do in Oct and Nov? Decisions, decisions....

payless

I personally don't like brokers and other salesman who pressurise to "sign now"

MortgagesInc

Although if rates do increase you would kick yourself for not applying!!! Find out if there are any fees associated with pulling out - if not then there is no harm in applying now to secure a rate, and look again in 4/6 weeks to see if anything has changed.

payless

have you compared it against existing lenders renewal deals .

[Deleted User]

payless wrote: »

I personally don't like brokers and other salesman who pressurise to "sign now"

Exactly, what is that all about?

Payless ~ They haven't come back to me yet, I only spoke to them this afternoon.

MortgagesInc ~ thanks I shall ask if I can pull out.