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Best short term loan option?

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  • Pixie5740
    Pixie5740 Posts: 14,515 Forumite
    10,000 Posts Eighth Anniversary Name Dropper Photogenic
    Another idea would be to ditch the Santander 123 account, which I don't think you're getting value for money from anyway, and get paid to switch to First Direct or Nationwide. First Direct offer interest free overdrafts up to £250 above that it's 15.9% EAR which is cheaper than Satander's £1/day charge. Nationwide's FlexDirect account offers an interest free overdraft for the first 12 months, the limit is dependent on credit referencing.
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