We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
Creation
Forever_Forest
Posts: 301 Forumite
Hi all,
Sorry if this is in the wrong thread!
If you buy something on Finance through Creation, does this give you section 75 rights? (my research suggests so, but I don't fully understand it).
If so, are they correct when they say Section 75 does not apply if the account has been settled? Creation have told me because we settled and paid our debt early (didn't go through the full term of monthly payments) they have closed the account, subsequently meaning we are not entitled to Section 75
Massive thanks in advance for any help.
Sorry if this is in the wrong thread!
If you buy something on Finance through Creation, does this give you section 75 rights? (my research suggests so, but I don't fully understand it).
If so, are they correct when they say Section 75 does not apply if the account has been settled? Creation have told me because we settled and paid our debt early (didn't go through the full term of monthly payments) they have closed the account, subsequently meaning we are not entitled to Section 75
Massive thanks in advance for any help.
0
Comments
-
If the credit is directly linked to a purchase, the section 75 will apply.
Section 71 relates to interest and cancellation of accounts, so you may have been talking at cross purposes with the agent0 -
I made a right balls up of my first post! Corrected now, for some reason I started putting 71 instead of 75!0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 353.4K Banking & Borrowing
- 254.1K Reduce Debt & Boost Income
- 455K Spending & Discounts
- 246.5K Work, Benefits & Business
- 602.8K Mortgages, Homes & Bills
- 178K Life & Family
- 260.5K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards