Vanquis Credit Card?

pinkkat8910

Just wondered what people knew about this product - good and bad reviews?

I've just had a look at one for my brother who is looking to try and do some 'credit repair' if you will now he has cleared his debt (a whopping 22k!) ... ie. spend £10 a month and clear it in full without fail!

Now on the Vanquis website it states if you're approved there is no annual fee .... having read some reviews on other websites there is a fee?

Does anyone know anything about this company or should I advise him to stay well clear at all costs?!

Jacks_xxx

:wave: Hi sweetie,

As usual I don't know.

But I'm sure I saw Vanquis CC on Quidco so I bet somebody on here's got one, and can offer a more useful opinion.

So consider yourself bumped up.

Love Jacksxxx

immoral_angeluk

I applied for the cashback through quidco.. didn't pay much attention to the terms after I saw the APR was 34.9%!!

daphne_descends

I have one :eek: But I only use it if I am buying something online that I want to be covered for, and pay it off in full each month - no WAY am I paying the interest they charge!

They want you to spend spend spend though, my limit seems to be ever-increasing :rolleyes:

pinkkat8910

fac73 wrote: »

I have one :eek: But I only use it if I am buying something online that I want to be covered for, and pay it off in full each month - no WAY am I paying the interest they charge!

They want you to spend spend spend though, my limit seems to be ever-increasing :rolleyes:

yeah thats the same as what my brother is after, something he can buy things on and pay it in full when the bill comes in. so if he clears it he'll have no probs with the interest then

Fac - is there an annual charge?

pinkkat8910

fac73 wrote: »

I have one :eek: But I only use it if I am buying something online that I want to be covered for, and pay it off in full each month - no WAY am I paying the interest they charge!

They want you to spend spend spend though, my limit seems to be ever-increasing :rolleyes:

p.s. FAC - has baby made any attempt at shifting yet? hehe

daphne_descends

No annual charge, sorry I forgot that - I think there was one (I did a bit of Googling when I applied) but perhaps they scrapped it.

No signs of the baby yet, thanks for asking - I've just moved house though so not in a massive rush (yet!!!!)

pinkkat8910

fac73 wrote: »

No annual charge, sorry I forgot that - I think there was one (I did a bit of Googling when I applied) but perhaps they scrapped it.

No signs of the baby yet, thanks for asking - I've just moved house though so not in a massive rush (yet!!!!)

Thanks for the help Fac, this card sounds ideal for him then.

Eek what a time to go into labour hey? hehe