Title Deeds Query!

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JadeEmma
JadeEmma Posts: 1 Newbie
in Mortgages & endowments
Hi all!

We have a mortgage with Barclays for a house purchased last year.

After the purchase completed, out solicitors sent the original title deeds to us (not copies)

I've checked the land registry and they don't have copies of the deeds for our property.

What does this mean in terms of our mortgage?

The house was built in 1890

TIA

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  • FIRSTTIMER
    FIRSTTIMER Posts: 637 Forumite
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    Hmmm your solicitor was a poor one - they get sent to registry
  • Thrugelmir
    Thrugelmir Posts: 89,546 Forumite
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    FIRSTTIMER wrote: »
    Hmmm your solicitor was a poor one - they get sent to registry

    Not any longer. Land registry records are now all digital.
  • silvercar
    silvercar Posts: 46,960 Ambassador
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    Have you checked recently? Check the land registry site and see if the price paid data is available, that will tell you the date of last sale recorded.
    I'm a Forum Ambassador on The Coronavirus Boards as well as the housing, mortgages and student money saving boards. I volunteer to help get your forum questions answered and keep the forum running smoothly. Forum Ambassadors are not moderators and don't read every post. If you spot an illegal or inappropriate post then please report it to forumteam@moneysavingexpert.com (it's not part of my role to deal with this). Any views are mine and not the official line of MoneySavingExpert.com.
  • davidmcn
    davidmcn Posts: 23,596 Forumite
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    JadeEmma wrote: »
    I've checked the land registry and they don't have copies of the deeds for our property.

    Not quite sure what you did when you "checked the land registry", but if you're the registered owner and Barclays have a registered charge then everything is as it should be. The whereabouts of the papery things doesn't matter.

    What did your solicitors' letter accompanying the deeds say?
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