Did the food shop. With a list and meal plan.
Have budgeted £70 a week.
This week it works out at 2.10 for each of us (4) a day. I don't think thats too bad. We didn't fill the trolley full of rubbish and came in on budget including formula and pudding for the 2 kids. (jelly and icecream). It maybe more than some but the fact we stuck to our list and in budget I'm happy.
June 2017 £16,000 debt ~ Nov 2018 DEBT FREE
June 2019 Homeowners ~ mortgage £123,500.00
June 2021 DFW AGAIN £16,308 ~ mortgage June 2021 £116,901.97p
Wow I haven't posted for a month.
Fell off the wagon slightly.
Good news is. I've sorted our budget and plan of action
I should be debt free completely in 18 months from Sept.
Now let's stick to keeping track.
After the debt is gone I'm saving up a deposit for a mortgage / house. We are considering moving further afield where property prices are cheaper providing we can transfer 2nd born to another sen school.
We originally planned to buy no later than 35. We are hoping to bring this forward to before 30 and mortgage free by 50.
Let the fun begin
June 2017 £16,000 debt ~ Nov 2018 DEBT FREE
June 2019 Homeowners ~ mortgage £123,500.00
June 2021 DFW AGAIN £16,308 ~ mortgage June 2021 £116,901.97p
Lots listed for sale.
Avoiding [email protected] to try and avoid charges.
Lots more too list too
Aim to try and save 200 this month. Not sure it will be possible without sales. But I also aim to pay about 200 off my debt not including car direct debit. I will update with debt totals at the end of the month / first of every month to keep track.
Nsd today (5th November)
June 2017 £16,000 debt ~ Nov 2018 DEBT FREE
June 2019 Homeowners ~ mortgage £123,500.00
June 2021 DFW AGAIN £16,308 ~ mortgage June 2021 £116,901.97p
Replies
Have budgeted £70 a week.
This week it works out at 2.10 for each of us (4) a day. I don't think thats too bad. We didn't fill the trolley full of rubbish and came in on budget including formula and pudding for the 2 kids. (jelly and icecream). It maybe more than some but the fact we stuck to our list and in budget I'm happy.
June 2019 Homeowners ~ mortgage £123,500.00
June 2021 DFW AGAIN £16,308 ~ mortgage June 2021 £116,901.97p
Fell off the wagon slightly.
Good news is. I've sorted our budget and plan of action
I should be debt free completely in 18 months from Sept.
Now let's stick to keeping track.
After the debt is gone I'm saving up a deposit for a mortgage / house. We are considering moving further afield where property prices are cheaper providing we can transfer 2nd born to another sen school.
We originally planned to buy no later than 35. We are hoping to bring this forward to before 30 and mortgage free by 50.
Let the fun begin
June 2019 Homeowners ~ mortgage £123,500.00
June 2021 DFW AGAIN £16,308 ~ mortgage June 2021 £116,901.97p
car £9072
credit card £3500
catalogue £1300
total £13872
October
Credit card £2900
Car £7900
Catalogue £1300
Total £12100
We are trying even harder this month than all the months previous.
Let's get this debt gone
June 2019 Homeowners ~ mortgage £123,500.00
June 2021 DFW AGAIN £16,308 ~ mortgage June 2021 £116,901.97p
1st nsd
2nd food shop in budget
3Rd nsd
June 2019 Homeowners ~ mortgage £123,500.00
June 2021 DFW AGAIN £16,308 ~ mortgage June 2021 £116,901.97p
Plus made £4 selling a pair of shoes
June 2019 Homeowners ~ mortgage £123,500.00
June 2021 DFW AGAIN £16,308 ~ mortgage June 2021 £116,901.97p
Avoiding [email protected] to try and avoid charges.
Lots more too list too
Aim to try and save 200 this month. Not sure it will be possible without sales. But I also aim to pay about 200 off my debt not including car direct debit. I will update with debt totals at the end of the month / first of every month to keep track.
Nsd today (5th November)
June 2019 Homeowners ~ mortgage £123,500.00
June 2021 DFW AGAIN £16,308 ~ mortgage June 2021 £116,901.97p
1st Oct -nsd
2nd Oct -food shop in budget
3Rd Oct -nsd
4th Oct - £23 spent for nursery fees
5th Oct - nsd
June 2019 Homeowners ~ mortgage £123,500.00
June 2021 DFW AGAIN £16,308 ~ mortgage June 2021 £116,901.97p
SOA CALCULATOR (for DFW newbies): SOA Calculator
Total debt October 2017 £11940
Total paid off £2958
June 2019 Homeowners ~ mortgage £123,500.00
June 2021 DFW AGAIN £16,308 ~ mortgage June 2021 £116,901.97p
June 2019 Homeowners ~ mortgage £123,500.00
June 2021 DFW AGAIN £16,308 ~ mortgage June 2021 £116,901.97p