Right to buy mortgage broker

vinny_vimto

I know Its not a particularly popular subject with some members on this forum and I do understand why.

But I would really appreciate if somebody could recommend a good mortgage broker based in the West Midlands to help with my right to buy.

I have gone through all the steps with the council and have been given energy rating, property value and discount we are entitled to etc I just need a mortgage now.

If it helps both wife and I have good-ish credit report no missed payments, IVA, CCJs all green for past 6 years etc but I do have some credit cards with balances all on 0% for at least next 2-3 years and have not been spent on for at least 18 months.

We also have savings about 5% of required mortgage to cover fees etc.

Any help would be really appreciated.

Pixie5740

Have you looked on the Unbiased website?

https://www.unbiased.co.uk/advisers/mortgage-adviser/west-midlands?#/8339897

vinny_vimto

Pixie5740 wrote: »

Have you looked on the Unbiased website?

https://www.unbiased.co.uk/advisers/mortgage-adviser/west-midlands?#/8339897

I was just searching that website, and looked on trust pilot but I guess you don't know how 'real' the reviews are. I believe some companies actually pay trust pilot and tend to receive higher scores?

But it is a start many thanks. It's like picking an electrician or garage off google with no personal recommendations feels like pot luck

sevenhills

vinny_vimto wrote: »

But I would really appreciate if somebody could recommend a good mortgage broker based in the West Midlands to help with my right to buy.

I have just submitted my application for a right to buy mortgage with the Coventry. I did prefer a local BS, but Coventry have better rates and a ten year fix, which is what I wanted.

Lilla_D

As a broker, I did look into getting listed on Unbiased, Trust Pilot and other websites where people can search for specialists, e.g. brokers. Based on this experience, I can confirm that as a professional, I would have to pay (not even a small sum) to get a listing (which is properly visible) and then for every cold lead who then contacts me. It's just not worth it, so I stay away from it and I suspect I'm not the only one.

If you're looking for recommendation, then you might want to ask friends / family / neighbours / colleagues, whose opinion you trust. These comparison websites are unfortunately heavily biased...

amnblog

vinny_vimto wrote: »

I was just searching that website, and looked on trust pilot but I guess you don't know how 'real' the reviews are. I believe some companies actually pay trust pilot and tend to receive higher scores?

But it is a start many thanks. It's like picking an electrician or garage off google with no personal recommendations feels like pot luck

Trustpilot are specifically set up to ensure that the reviews are real Vinny.

They do things like check IP addresses to ensure the same person only reviews once.

Yes, the listed businesses do pay to use TP (we among them), and it is not cheap for a business to have a subscription. But it does mean our potential clients can rely on the feedback and know we are not writing it ourselves.

hunt85

Try Nationwide.