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HSBC Online Application
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It is possible to get a residential mortgage without receiving advice, as has been mentioned it just means the lender puts in a statement that is used to discharge them of any liability should you later find the product you selected was inappropriate for your circumstances. One or two may even repeatedly mention how you may wish to seek appropriate advice prior to confirming you wish to proceed with the application.
A brief scan of some major lenders and FCA website shows that you can apply for a mortgage without advice, though most lenders pepper the process with various phrases ways of saying if at any point you want advice stop what you're doing and get it.
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Actual topic question: For my application with Natwest it took a month, month and a half? Not super speedy, but quicker than I anticipated.0 -
HSBC can be very slow & difficult to deal with, please be prepared!I am a Mortgage Adviser
You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0
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