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Recommended 'Adverse' Brokers - for complicated cases

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Comments

  • ACP021
    ACP021 Posts: 15 Forumite
    Will PM you.
  • ACG
    ACG Posts: 24,647 Forumite
    Part of the Furniture 10,000 Posts Name Dropper I've helped Parliament
    Gotkeys wrote: »
    I used Mortgage success ltd in Manchester, all done by email and phone and they were great. Ive emailed them several times over the last 18 months or so and they always replied quickly even though I was in no position to need a mortgage broker. Emailed again in March this year and they thought I may be able to get a mortgage.
    Ive got an unusual work history, recently took 3 months unpaid leave and have terrible credit history (historic).
    Took about 6 weeks from initial enquiry to mortgage offer with high street lender, just waiting to exchange now. Seemed like forever to me but I'm impatient, it would have taken a lot longer if I tried on my own and I wouldn't have got a mortgage anyway! Was always kept updated by phone and email as well.

    Orinarily if I had seen someone with one post singing the praises of a company, I would think it was someone from the company making the post but as this is my business I know that is not the case.

    Its always nice to hear people are happy and appreciate the work that we put in :o
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • soh0249
    soh0249 Posts: 8 Forumite
    My husband and I went through a broker recommended by a friend. Although we don't have adverse credit, my husband is not an EU/UK citizen, although he has indefinite leave with no restrictions and a full time job. Any mortgage broker worth his salt will be fine. I agree though that just going to a local one may not work...we phoned 2 local brokers who put the phone down after my husband explained his visa status. Try looking for recommendations from friends or have a look around this website for some good advice. We are waiting for our formal mortgage offer with Halifax at the moment!
  • Gotkeys
    Gotkeys Posts: 43 Forumite
    Eighth Anniversary 10 Posts Name Dropper
    ACG wrote: »
    Orinarily if I had seen someone with one post singing the praises of a company, I would think it was someone from the company making the post but as this is my business I know that is not the case.

    Its always nice to hear people are happy and appreciate the work that we put in :o


    I didn't think of that, I can confirm I'm definitely not a mortgage broker!


    I've lurked for years on this forum but have only just signed up. Mainly because I'm probably going to have lots of questions about solicitors, searches, conveyancing and anything generally first time buyer related.
  • bamgbost
    bamgbost Posts: 483 Forumite
    Part of the Furniture 100 Posts Photogenic Name Dropper
    soh0249 wrote: »
    My husband and I went through a broker recommended by a friend. Although we don't have adverse credit, my husband is not an EU/UK citizen, although he has indefinite leave with no restrictions and a full time job. Any mortgage broker worth his salt will be fine. I agree though that just going to a local one may not work...we phoned 2 local brokers who put the phone down after my husband explained his visa status. Try looking for recommendations from friends or have a look around this website for some good advice. We are waiting for our formal mortgage offer with Halifax at the moment!


    Can u recommend which brokers you went through?
    365 Day 1p challenge - £371.49 / 667.95
    Emergency Fund   £1000 / £1000 ( will enlarge once debts are cleared)
    DFW - £TBC
  • ACG
    ACG Posts: 24,647 Forumite
    Part of the Furniture 10,000 Posts Name Dropper I've helped Parliament
    Gotkeys wrote: »
    I didn't think of that, I can confirm I'm definitely not a mortgage broker!


    I've lurked for years on this forum but have only just signed up. Mainly because I'm probably going to have lots of questions about solicitors, searches, conveyancing and anything generally first time buyer related.
    I think I know who you are but just give me or dawn a shout (assuming dawn is your broker) about the conveyancing side. We might be able to help, we might not but we are there to help.
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
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