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Nram mortgage nightmare
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our APR is ridiculously high at something like 4.79%!!
At the time you took out the mortgage in 2006, average mortgage SVRs were 6.5-7%. That's what you would have been budgeting for at the time, so you are getting a great deal compared to what you might have expected to pay. With all that extra cash each month you could have been overpaying your mortgage to get your loan to value to a more reasonable levelpoppy100
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