We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Bankruptcy Advice

2»

Comments

  • Well I finally went bankrupt Monday received a call from receiver today saying I didn't need an interview and that I'd get a letter telling me how much I'll have to pay for 36 months! I then needed to sign and return etc etc They stated that how much I pay will be decided by an independent company! Is not needing an interview a positive and from people's experiences how much is the most they can ask for? I did my income expenditure via the stepchange and it's based on a family my size 2 adults 3 kids! Just worrying now they are going to ask for £500 £600! Any advice happily accepted!

    Thanks
  • Also why don't I need an interview and is this a sign they are going to ask for lots of £££ for my IPA? My soa left me no disposable income... Obviously they are going to tweak?!
  • luvchocolate
    luvchocolate Posts: 3,495 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Home Insurance Hacker!
    If you showed no surplus income then they must think somethings are over estimated. I know they are tightening up now.
    Have you posted you S.O.A up here? if not if you do the experts on here will have a look.
  • LincsPaul
    LincsPaul Posts: 131 Forumite
    Ask Debt Doctor for advice about any IPA issues. Apparently you shouldn't agree to one if they want <£100 (I assume they won't take you to court for that sum).
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.8K Banking & Borrowing
  • 254.5K Reduce Debt & Boost Income
  • 455.6K Spending & Discounts
  • 247.6K Work, Benefits & Business
  • 604.5K Mortgages, Homes & Bills
  • 178.6K Life & Family
  • 262.1K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.