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Bank waited to tell me they have a problem
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I haven't tried to convince anyone of anything - I was seeking advice as to what to do given the situation I was put in (by a lying bank and a professional mortgage adviser, I might add), and I engaged in the debate as to whether or not I should have tried the approach that was recommended to me in the first place as a side-piece. The advice was welcomed and has helped me work out what to do.
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