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Bank of Scotland loan review
Just applied for a bank of Scotland loan.
car on pop at £254, 2 credit cards active with no outstanding balance and a mortgage payment of £210 a month. I have around £700 disposable income a month.
I bank with bank of Scotland however not all my income is paid into that account. Loan repayments were stated at £300 pcm so still affordable. Went through everything and said it was sent for review and I'd know by 6.55pm (strange time I know). Does anyone know why this would be? I'm used to immediate decisions for things these days.
car on pop at £254, 2 credit cards active with no outstanding balance and a mortgage payment of £210 a month. I have around £700 disposable income a month.
I bank with bank of Scotland however not all my income is paid into that account. Loan repayments were stated at £300 pcm so still affordable. Went through everything and said it was sent for review and I'd know by 6.55pm (strange time I know). Does anyone know why this would be? I'm used to immediate decisions for things these days.
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Comments
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It's a referral. It happens from time to time.0
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Do you know any reason why it would be referred? I always get nervous with these things. Checked all 3 CRAs before applying and everything as it should be and fit their eligibility.0
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Could be anything. ID check, employer check, pulled for internal audit. Could be a backlog caused by a system issue.
Nothing you can do about it, so just wait and see.0 -
What was the outcome of the review at 6:55pm?0
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Come on, now. Someone actually finishing what they started?TheDebtinator wrote: »What was the outcome of the review at 6:55pm?
We should make an unwritten rule. We will not respond to posters who have previously left us in suspenders.:DI came into this world with nothing and I've got most of it left.0
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