Bank of Scotland loan review

dk5294

Just applied for a bank of Scotland loan.
car on pop at £254, 2 credit cards active with no outstanding balance and a mortgage payment of £210 a month. I have around £700 disposable income a month.

I bank with bank of Scotland however not all my income is paid into that account. Loan repayments were stated at £300 pcm so still affordable. Went through everything and said it was sent for review and I'd know by 6.55pm (strange time I know). Does anyone know why this would be? I'm used to immediate decisions for things these days.

[Deleted User]

It's a referral. It happens from time to time.

dk5294

Do you know any reason why it would be referred? I always get nervous with these things. Checked all 3 CRAs before applying and everything as it should be and fit their eligibility.

[Deleted User]

Could be anything. ID check, employer check, pulled for internal audit. Could be a backlog caused by a system issue.

Nothing you can do about it, so just wait and see.

TheDebtinator

What was the outcome of the review at 6:55pm?

Shakin_Steve

TheDebtinator wrote: »

What was the outcome of the review at 6:55pm?

Come on, now. Someone actually finishing what they started?

We should make an unwritten rule. We will not respond to posters who have previously left us in suspenders.:D