Am I statute barred?

sourcrates

Section 6 does not apply to credit cards.

Its a "simple contract debt" and as such is governed by sec 5.

Section 6 refers to "specialty debts" such as deeds on a house purchase, for example.

fatbelly

sourcrates wrote: »

Section 6 does not apply to credit cards.

Its a "simple contract debt" and as such is governed by sec 5.

Section 6 refers to "specialty debts" such as deeds on a house purchase, for example.

This is correct. A credit card has a very straightforward contract and the cause of action is easy to define. Section 5 applies.

If a court claim arrives now, that's the defence. But it may hinge on actual dates so I would still hold fire for a couple of months to be safe.