Mortgage advice RTB

DB9

Hi all,

I'm looking for some advice please on getting a mortgage.

I have used my RTB and received an offer letter of £48000 house valued at £107000. I have a £20000 deposit. So we need a £30000 mortgage.

My husband 54, who is working full time and on good wages £32000 year, but credit score is not the best but also not that bad , will be applying for the mortgage.

Any suggestions on the best place to go or where we should start.

TIA

David_White

For a RTB purchase with credit issues I'd suggest having a chat with an experienced broker is it won't necessarily be as straight forward as walking into the local building soc.

Lilla_D

I agree, your lender options will be limited due to your husband's age as well as his credit history, but it's not mission impossible, as I've just done one for someone in a similar situation. There is hope!