Halifax Mortgage experience?

Jlenham

Hey,

So we are using a which? broker who has suggested due to our circumstances to go with Halifax for our 145k mortgage.

We are in the process of getting all the papers together for the broker/mortgage app but I was just wondering what people have been asked for typically by Halifax?
So far we have:

1. Passport ID x2
2. Both sets of our bank accounts statements for the last 3 months.
3. Wife's p60.
4. 2 pay slips from my wifes work (two months into the newrole)
5. 1 pay slip from my work (one month into the new role)
6. Gift Deposit letter

We also have roughly £7k split between both of our accounts, both have good/verygood credit ratings and no marks,for what its worth.
Im in the process of closing a HSBC credit card account (0 balance)
I haven't got a p60 as I started my new permanent job on April 4th, the Broker seems to think this wont be an issue (?) Prior to that we have been out of the country travelling October-Jan- then Feb we moved and started new jobs.
Im trying to be as prepared as possible and also appreciate that out circumstances are abit bizarre, we are just terrified something stupid will trip us up.

Any advice for the whole process also wouldnt go a miss

Thrugelmir

Your personal circumstances will determine what the lender requires. Fair to say yours aren't typical. Suggest you wait to see what further clarification the lender requests, or whether what they've asked for is indeed adequate.