Mortgages and mine shafts

leighlad86

Hi all long story short found a "perfect" house however there's a mine shaft in the garden approx 5-10m away from the house it's self. Mine reports came back and unknown if it's filled or not however it's in the zone of influence but very small risk of any issues which would be covered under the coal authority if anything was to happen.

How are mortgage lenders generally with mine shafts? Is it something they have clamped down on? Our lender doesn't seem to phased at the moment however in 2 years I'd like to change deals and don't want to be stuck on an SVR.

I have managed to get insurance quotes on standard terms so no issues from that side either.

We live in a former mining area so the chances are quite a few properties will have similar issues and I know of some which have sold recently without much trouble