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Do I need a Solicitor for a Remortgage?

I am in the process of remortgaging as our fixed term is about to come to an end. We're switching lenders from Natwest to Royal Bank of Scotland. I would have thought it should be quite straightforward - it's just myself and my partner on the leasehold. We also have share of the freehold with one other person who owns the flat above us (it's a converted terraced house), but the mortgage is just for our flat, not the whole building. My question is, is it worth getting a solicitor to oversee things for us? The lender has their own solicitor who acts on their behalf. If we do need a solicitor does anyone know roughly how much they would charge for dealing with a remortgage such as this?

Comments

  • ACG
    ACG Posts: 24,746 Forumite
    Part of the Furniture 10,000 Posts Name Dropper I've helped Parliament
    As RBS and natwest are the same lender, I would have assumed they had exactly the same deals. Can you not just switch products with Natwest and get the same deal you are getting with RBS?
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
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