Help

badwidcash

I don't know how to manage cash very well as soon as I get it, it seems to disappear. I owe alot of money I can afford to make minimun repayments but never have any money to survive for the rest of the month.

I owe money on credit cards, store cards, I have 3 Loans 1 i finish paying off in Nov this year, another next year dec and the last one i finish when i may 2010. I am finding it hard to get through each month but want to make active steps to get rid of my debt.

I started trying to pay off my cards one by one by paying £100 each month starting this month. I can't get any more credit and I'm working near enough every hour under the sun to pay off the debt that I owe is there anything i can do to get rid of it any quicker.

spendingmad

Hi Badwidcash

Well done for posting and trying to deal with your situation:T
We are a friendly lot and someone much more experienced will be along soon to help you further but they will probably need a SOA (statement of affairs)from you is there any chance for you posting one up

Well done again

SMadxxxxx

GettingThingsDone

hi there badwidcash, and welcome to dfw.

have you tried http://www.whatsthecost.co.uk/ and selected the snowball link. you can put in all of your debts and aprs and it will tell you the best way to pay off your debts. it is likely to be more effective than paying £100 to each card.

gtd

doodledo_2

Hi and welcome to the forum.:beer:

If you post your SOA up with all your debts/aprs etc lots of people will be along to give you some sound advice.

Check out some of the challenges on here too as all help you to focus on spending less and clearing more.

beanielou

Welcome to MSE.
Keep posting!