Nationwide - should I move from a tracker to fixed?

Burnley_Lad

I currently have a 2 year tracker on my Nationwide mortgage at base rate plus 1.24% (so currently the rate I am paying is 1.49%).

This tracker term ends in February 2018, and I have noticed on the Nationwide website that they are currently offering 1.49% fixed for two years i.e. the same as what I am paying now.

What would people recommend I do - continue with the tracker until February 2018 or move onto the fixed rate?

I'm thinking interest rates are not likely to drop further than their current level, but it's unclear when interest rates will start to rise!

FIRSTTIMER

I think interest rates wont start to increase until say 18 months time....so would stick. I am hoping no major increase as I have taken a two year fix at 2.44, ideally hoping to drop ltv and fix at 5 years in early 2019.