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First remortgage help

Its my fist remortgage, I have to go with HSBC due to reasons above, I need to do 2 year fix with personal circumstances. We are right on the boundary for the 75% LTV deal I we have 300000 left to pay on the mortgage and the property value is about 410000, one property sold 5 doors down for 395000 about 9 months ago. The fix ends in August, shall I look to lock in a deal now before the house market takes a small dip in the election as usual and I lose out on LTV or should I wait it out and expect mortgage interest rates to drop further, it looks like the market is hotting up competitive wise so maybe they are expecting a drop.
:beer: Printing money since 2008 :beer:
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