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Mortgage and phone contract
Simba-ali34
Posts: 228 Forumite
Hello,
So I have signed a deed and accepted a mortgage offer and am awaiting exchange of contracts, my partner stupidly did a phone upgrade last night on a rolling contract. Is this likely to affect the process if it leaves a mark on credit file?
It was done online apparently so she could cancel due to cooling off period??
So I have signed a deed and accepted a mortgage offer and am awaiting exchange of contracts, my partner stupidly did a phone upgrade last night on a rolling contract. Is this likely to affect the process if it leaves a mark on credit file?
It was done online apparently so she could cancel due to cooling off period??
0
Comments
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Possibly.
The search has been done now, so no point worrying about it.I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0 -
Well I just spoke to them and apparently they do not do a credit check on existing customers?0
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The phone company kind of put my mind at rest, they say that upgrades dont include a credit check, the monthly payment has gone down abit Aswell and hopefully a continuation of a phone contract isn't going to cause an issue to the lender, I have to pay the the deposit this week and I'd hate to lose it because of this. Annoying0
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