Help!!

kingstreet

Yellie05 wrote: »

he has put the property up for sale

On sale, the mortgage will be repaid.

Your signature will be required to enable the sale to complete. I'd say he won't be ignoring you for long.

Yellie05

Number75 wrote: »

I don't know why you're focusing on his wife minding that you are on the mortgage! My ex husband's new girlfriend couldn't care less that I owned half the house. It's just admin, really - no emotion involved.

What was your agreement with your ex (sounds like you weren't married?) about ownership of the house going forward?

What have you done to follow up the lender error (was it lender error?) about not removing you from the mortgage? As others have said, it requires a new application, but the history you posted doesn't suggest that your ex caused the problem, but the lender.

I suppose I just find it extremely odd.. I know I wouldn't be happy, in theory I own half of that house..

No we weren't married..

I have contacted the mortgage company and they are unable to remove me - I was advised that my ex would need to remortgage the property in his sole name - I sent a letter to ex stating this and the amount he needed to remortgage the property for heard nothing back (letter was received and signed for by him) and a weeks later the property is up for sale..

kingstreet

Yes and selling the property will see the mortgage repaid and you will be free.

However, as stated, you will be required to sign the transfer, otherwise he can't sell.

I would make myself known to the selling agents if I were you. They tend to be unimpressed when someone who can affect their commission comes on the scene when they are already marketing a property.

Yellie05

kingstreet wrote: »

Yes and selling the property will see the mortgage repaid and you will be free.

However, as stated, you will be required to sign the transfer, otherwise he can't sell.

I would make myself known to the selling agents if I were you. They tend to be unimpressed when someone who can affect their commission comes on the scene when they are already marketing a property.

Have done so and I am in weekly contact with said agents re any developments they were very surprised and interested to hear from me when I presented myself to them, I explained in my letter to my ex that he wouldn't be able to sell the property without a signature from me and I believe the agents have also made him aware of this also.

Number75

So perhaps his wife doesn't like you being on the mortgage, as it went up for sale immediately after!

Are you planning to make a claim on the profit? What did you actually agree with him when you split? If you are going to try to establish a claim you need a solicitor asap. But it sounds like it was a clean break at the time with nothing owed to you - the only problem being it wasn't clean because you didn't follow up confirmation that you were released from the mortgage.

That bit was a right pain for me! On completion day with my new house, my new lender wanting very precise wording from my old lender, my old lender saying "our computer will only print <slightly different wording>"!

Fingers crossed for a sale soon for you!