Planning ahead...

Lilla_D

Hi, just seen your question above. In my experience it does not really matter where you keep your money as long as you can evidence the build-up of the deposit. However, it is worth re-assessing the situation from time to time, so you can potentially earn some interest as well as take advantage of a scheme that may become available for home buyers in the future.

Re the potential term, most lenders tend to accept applications up to the age of 70, so in 5 years' time you could still potentially have a 24-25 year mortgage.

sammyjammy

TriggerHappy wrote: »

Hiya,

Dunno really... Vanquis has been quite close lipped about the whole process to be honest. To give them their due they have played ball with my DMP from day one and have never chased or hassled me which was great but now it's sort of hanging over me like a black cloud.

Maybe I'll give them a buzz and see what their response is.

Cheers

I'd post on the debt free wannabe board first and get some advice. Some of them really know their stuff.