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Deposit - Which accounts to source money from...?
KP24
Posts: 29 Forumite
Hi all,
I have had an offer accepted on a property and the mortgage etc is in progress.
I now need to prepare for sourcing the deposit money from accounts. And i was looking for suggestions on which ones to prioritise taking the money from. I need to raise around 80k
In summary, i have the following:
1) Santandar 123 current account which i ensure is topped upto the 20k mark to achieve the 1.5% (?) interest rate - 26k
2) A club lloyds account which i also keep topped up to achieve the 2% interest - 12k
3) A Halifax stocks and share ISA which i no longer pay into but has around - current value - 39k
4) A virgin money ISA which has now matured and been converted into an easy access account paying 0.25%- 19k
5) An IWEB stocks and shares ISA with a current valuation of 18k
6) A Coventy easy account paying 1.15% - 8k
Any thoughts on how to approach this?
Thanks
I have had an offer accepted on a property and the mortgage etc is in progress.
I now need to prepare for sourcing the deposit money from accounts. And i was looking for suggestions on which ones to prioritise taking the money from. I need to raise around 80k
In summary, i have the following:
1) Santandar 123 current account which i ensure is topped upto the 20k mark to achieve the 1.5% (?) interest rate - 26k
2) A club lloyds account which i also keep topped up to achieve the 2% interest - 12k
3) A Halifax stocks and share ISA which i no longer pay into but has around - current value - 39k
4) A virgin money ISA which has now matured and been converted into an easy access account paying 0.25%- 19k
5) An IWEB stocks and shares ISA with a current valuation of 18k
6) A Coventy easy account paying 1.15% - 8k
Any thoughts on how to approach this?
Thanks
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