Where to get easy loan besides from bank/zopla

thrutheeyes

Hi guys,

Got a friend who needs a loan to study a course but she isn't a British national. It's also difficult for her as she is a nanny so the job doesn't pay so great or if particulary stable or guaranteed income from a bank persecptive even though its fine of course as she is paying rent etc...

She has been looking at a site like amigo loans but I wondered if there were more trust worthy sites..

DCFC79

thrutheeyes wrote: »

Hi guys,

Got a friend who needs a loan to study a course but she isn't a British national. It's also difficult for her as she is a nanny so the job doesn't pay so great or if particulary stable or guaranteed income from a bank persecptive even though its fine of course as she is paying rent etc...

She has been looking at a site like amigo loans but I wondered if there were more trust worthy sites..

Does she have to be here for a min amount of time to get access to credit ?

[Deleted User]

thrutheeyes wrote: »

so the job doesn't pay so great or if particulary stable or guaranteed income from a bank persecptive even though its fine of course as she is paying rent etc...

Why does her paying rent help her income?

Amigo are entirely trustworthy. It's just they charge very high rates and require a guarantor.

thrutheeyes

Sorry I just meant she doesn't need a loan for something stupid, she is trying to get a loan to get a certificate but she is able to pay back money through her current job and that she pays rent which shows some level of ability to make regular payment.

[Deleted User]

Keeping a roof over her head is kind of a minimum requirement​ and will be expected. Lenders will be concerned by the instability of her income and lack of credit history.

She may need to wait a while until she is more established.

forgotmyname

How much does she save currently? You say a low wage and pays rent is there enough money left over for a loan?

Arleen

thrutheeyes wrote: »

Sorry I just meant she doesn't need a loan for something stupid, she is trying to get a loan to get a certificate but she is able to pay back money through her current job and that she pays rent which shows some level of ability to make regular payment.

If She can pay off the loan; she can save up and pay cash for that certificate in X months. And that is likely her best option, as any lending, she will get now will be at ridiculous interest rates.

bearcat16

How much are we talking about?

Surely "the bank of mum and dad" should be her first port of call?

If it's just a few hundred, she should just save up (or you could step in to help)

If it's thousands, best start looking for better paying jobs.