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Remortgage of Help to buy scheme
cknight1
Posts: 1 Newbie
Hi all,
There seems to be a limited number of companies providing remortgages if you're using the HTB equity loan. Seems strange because when I took out the offer 3 years ago there we're a fair amount of providers offering deals.!?
So far I have found Skipton, Leeds, Newcastle BS, TSB, Barclays, and Halifax and poss LLoyds !??
Are there any more out there? Who has had any experince in remortgaging with the help to buy scheme. Any good rates ?
I currently have a 5 year fixed rate with Natwest. I'm almost 3 years in. It might be worth paying the early Redemption fee and getting a better rate for another 5 years. My LTV is around 60 %.
Cheers for any help info CK1:beer:
There seems to be a limited number of companies providing remortgages if you're using the HTB equity loan. Seems strange because when I took out the offer 3 years ago there we're a fair amount of providers offering deals.!?
So far I have found Skipton, Leeds, Newcastle BS, TSB, Barclays, and Halifax and poss LLoyds !??
Are there any more out there? Who has had any experince in remortgaging with the help to buy scheme. Any good rates ?
I currently have a 5 year fixed rate with Natwest. I'm almost 3 years in. It might be worth paying the early Redemption fee and getting a better rate for another 5 years. My LTV is around 60 %.
Cheers for any help info CK1:beer:
0
Comments
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If you are paying off the HTB loan, any lender should be available to you. You simply need to be careful with maximum loan to value for debt consolidation.
If you plan to keep it, the number drops dramatically.
Link to the website of Target, the post-sales HTB Agent;-
http://www.myfirsthome.org.uk/I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0
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