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Spectre of Redundancy

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Comments

  • RichL74
    RichL74 Posts: 938 Forumite
    Eighth Anniversary 500 Posts Combo Breaker
    Do Nationwide allow you to change your loan direct debit payment date? I have looked all over their website but cannot find any info.

    I suppose I can call, but if anyone knows if the answer is 'no' it saves me the phone call I guess?

    Thanks.
  • Shakin_Steve
    Shakin_Steve Posts: 2,814 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Name Dropper
    RichL74 wrote: »
    Do Nationwide allow you to change your loan direct debit payment date? I have looked all over their website but cannot find any info.

    I suppose I can call, but if anyone knows if the answer is 'no' it saves me the phone call I guess?

    Thanks.
    Instead of posting on here, why not ring up and ask them. People seem to have an aversion to conversation these days.
    I came into this world with nothing and I've got most of it left.
  • RichL74
    RichL74 Posts: 938 Forumite
    Eighth Anniversary 500 Posts Combo Breaker
    Take it you didn't read the last bit?

    Thanks for the help, very much appreciated.
  • Shakin_Steve
    Shakin_Steve Posts: 2,814 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Name Dropper
    My guess is that they will say "Of course you can move your payment date, Mr Rich, but it will cost you more in interest".
    I came into this world with nothing and I've got most of it left.
  • RichL74
    RichL74 Posts: 938 Forumite
    Eighth Anniversary 500 Posts Combo Breaker
    Well your guess was wrong because you cant.

    But thanks anyway.
  • Shakin_Steve
    Shakin_Steve Posts: 2,814 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Name Dropper
    RichL74 wrote: »
    Well your guess was wrong because you cant.

    But thanks anyway.
    The phone call worked then? :D
    I came into this world with nothing and I've got most of it left.
  • RichL74
    RichL74 Posts: 938 Forumite
    Eighth Anniversary 500 Posts Combo Breaker
    Shakin_Steve wrote: »
    The phone call worked then? :D

    I never said I had an aversion to calling and as the answer was no then the phone call didn't work if you think about it.
  • vacheron
    vacheron Posts: 2,270 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    RichL74 wrote: »

    ....I rent, I don't have £10,000 of goods to sell, I don't drive so have no car, I have the laptop worth £500, small dent on £10,000, even if I sell everything I have and sleep on the floor, I'll still owe NW money.

    I appreciate it is none of my business, but i'm wondering why with 16 years of continuous "boom time" employment income, you needed to take out a £10,000 loan as you say you have no home (so no home improvements), car or any other tangible assets to show for it?

    Please appreciate that I'm not demanding or expecting a response, it's just pure curiosity.
    • The rich buy assets.
    • The poor only have expenses.
    • The middle class buy liabilities they think are assets.
  • RichL74
    RichL74 Posts: 938 Forumite
    Eighth Anniversary 500 Posts Combo Breaker
    edited 4 May 2017 at 10:21AM
    Literally that, boom time and enjoying life.

    It isn't and wasn't a problem paying it back however there is a possibility as circumstances might change.
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