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Yip...Yip...Yip...Yipppeeeeeeee!!!!!
karatedragon
Posts: 1,148 Forumite
I have paid off all my M&S and More card today. The remaining Balance of £659.37. I logged onto my Internet Banking 1st thing having been paid today and sent the money. Am just about to write a letter telling them to close the account.
I am now Totally Debt Freeeeee!!! No Credit Cards, Loans, Mortgage....
You have all been a super bunch in DFW and I would love to keep posting here to say hi!
I am now Totally Debt Freeeeee!!! No Credit Cards, Loans, Mortgage....
You have all been a super bunch in DFW and I would love to keep posting here to say hi!
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Well done, I bet that feels fab!
Go now and post on the roll of honour :TSuccessful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0 -
well done :beer:
Well worth celebrating (in DFW style of course - hope the good habits stay with you
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I dont ever want to really take out another card or loan - Now I am going to save up for a new Bathroom Suite and notice the word "save" in that statement. But at the moment my total savings are £600 for this month after paying my bills. So I have £600 to start off with. Any tips on "saving up" would be appreciated guys!0
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Oh well done you! :T
Really pleased for you. And I can relate to the never wanting another loan thing again too. Urgh - can't *wait* to get rid!
Congratulations - enjoy your debt free status. Fab.Bank Balance: In the black for the moment.
Sainsburys Loan: Cleared July 2010
Credit cards: AMEX Airmiles Card: direct debit set to clear balance monthly
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Well done you.
Can you afford to put away even part of what you were spending on debt each month in savings?I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Well beanielou the debt at its highest was £3400 odd if I remember right - maybe just more and I was paying the minimum balance by DD which was about £80 odd I think. But as I started to clear the debt the minimum payment was less. So I guess maybe I could save £100 a month0
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Even just save £75 say & you have a wee bit more to play with?I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
just a little tip - I think you have to wait a week before closing the account ( I seem to recall when I cancelled mine ) and.........
:cool: Official DFW Nerd Club Member #37 Debt free Feb 07 :cool:0 -
I have written the letter oops a daisy - but even though I have sent the closing balance by Internet Bill Payment I do not think they get it for 4 working days which sucks - So I am going to send the letter 2nd class say next Tuesday - The only thing is that I shredded the card some time ago as I spent on it so to avoid further temptation I destroyed it and now I do not know if I ahve to send it back0
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Well done!!!! That is greatOlympic Countdown Challenge #145 ~ DFW Nerd #389 ~ Debt Free Date: [STRIKE]December 2015[/STRIKE] September 2015
:j BabySpendalot arrived 26/6/11 :j0
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