My experience with Tesco loan application

Katielou10

Hi I know this thread is quite old but looking at getting a tesco loan and wanted to ask some questions about your situation when you got the loan if you don’t mind. Of course if you don’t want to say i understand. Was just wondering what your credit score was like when you applied? I know you said the loan was higher than your income and you payed of a couple of credit cards with the loan but what was you current debt like when you applied was you maxed out on cards mostly or did you still have quite a lot of available credit?
Thanks

[Deleted User]

The irrelevance of credit scores aside, the OP's experience of Tesco underwriting a year won't be of any use to your application in 2018.

Try an eligibility checker for a half decent idea of where you may be best advised to apply.

Katielou10

I did try and got a 60% chance of being accepted.
Not the most helpful

[Deleted User]

I disagree. I think that's pretty helpful. It tells you that you have a chance, albeit not a great one.

There are likely to be better options for you.