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TSB Loans

I've been getting the runaround from TSB. Although you can apply online you NEED to confirm details by telephone. However this is only available during working hours AND even then there are a limited number of 'lenders' who 'may' be available. There are NO call backs. I've called three times today to no avail. It's not clear to me if this is purposeful so that only the most determined get through and:( then a loan or just plain bad practice. I for one intend taking my debt somewhere else, somewhere where it doesn't feel like a scam.

Comments

  • [Deleted User]
    [Deleted User] Posts: 35,383 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    It's not clear to me if this is purposeful so that only the most determined get through

    Do you think that would be a viable business model?
  • National_Debtline
    National_Debtline Posts: 7,998 Organisation Representative
    Tenth Anniversary 1,000 Posts Combo Breaker
    Hi Frank


    If what you're trying to do is apply for a loan but you are having difficulty getting through, it sounds like they are simply understaffed to deal with the volume of enquiries they are receiving. The telephone confirmation will presumably be a security requirement to prevent fraudulent applications, and thus seems to me the very opposite of a scam.


    Dennis
    @natdebtline
    We work as money advisers for National Debtline and have specific permission from MSE to post to try to help those in debt. Read more information on National Debtline in MSE's Debt Problems: What to do and where to get help guide. If you find you're struggling with debt and need further help try our online advice tool My Money Steps
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