We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
Mortgage unsure
aneary
Posts: 921 Forumite
Hi
I went through a broker to get a mortgage. On my exprian report there is a default (satisfied) and some satisfied pay day loans dating back to July last year he said he wouldn't be able to help but referred me to a specialist broker who said only if I had a 20% deposit. I only have a 15% deposit.
Anyhow by chance I applied to Leeds Building Society and they offered me a decision in principle for slightly more money and they said they have check Equifax which doesn't list the pay day loans but does list the default (2015) I have to submit some payslips, bank statements and utility bills I have all these and I will be probably asking for less than I applied for does this mean I'm good to go or will I get rejected once I've fully applied.
I went through a broker to get a mortgage. On my exprian report there is a default (satisfied) and some satisfied pay day loans dating back to July last year he said he wouldn't be able to help but referred me to a specialist broker who said only if I had a 20% deposit. I only have a 15% deposit.
Anyhow by chance I applied to Leeds Building Society and they offered me a decision in principle for slightly more money and they said they have check Equifax which doesn't list the pay day loans but does list the default (2015) I have to submit some payslips, bank statements and utility bills I have all these and I will be probably asking for less than I applied for does this mean I'm good to go or will I get rejected once I've fully applied.
0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 353.9K Banking & Borrowing
- 254.3K Reduce Debt & Boost Income
- 455.2K Spending & Discounts
- 247K Work, Benefits & Business
- 603.6K Mortgages, Homes & Bills
- 178.3K Life & Family
- 261.1K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.7K Read-Only Boards