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Mortgages that don't check spouse finances
ariafitz
Posts: 3 Newbie
We need to get a mortgage but it needs to be one my husband will be able to get on his own without them wanting my income, debt ect. We are seeing a broker but just wondered if it's possible for my husband to do it all on his own basically without having to really involve me.
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That would depend on affordability and any associations caused by having joint accounts/commitments with him.
Order all three versions of your credit files then appoint an independent broker.I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0 -
We have one joint account but we are going to close it and get a notice of financial disassociation.0
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Re affordability... he earns 25k and looking to borrow around 65-75k. He doesn't really have anything else in his name other than a cc and a HP agreement. Everything is I'm my name but will they want to look at all that?0
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My wife is a full time student and they never asked for any of her details. Her name was put on the HTB because they request that and she had to sign some securities regarding that.0
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hey, i just got one in my name from first direct, my husband wasnt part of it at all. it will be my name only the mortgage and deeds. and they just wanted him to sign a consent form that he has no ties to the property.0
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